Terms of use

Last updated November 10, 2026.

By using Coast FIRE Planning, you agree to these terms. If you do not agree, please do not use the site.

Educational use only

The calculators, guides, and other content on this site are for education and general information. They are not investment, tax, or legal advice, and they are not a substitute for advice from a qualified professional who knows your situation. We do not recommend specific securities, funds, or transactions, and we do not recommend that you open an account with any particular company.

Tax rules, contribution limits, and your own circumstances change. You are responsible for the decisions you make and for checking figures against official sources, such as the IRS and your plan documents.

No warranty

The site and its tools are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including accuracy, completeness, fitness for a particular purpose, or that the site will be uninterrupted or error-free. We may change, correct, or take down content at any time.

Limitation of liability

To the fullest extent allowed by law, Coast FIRE Planning and anyone who helps operate this site are not liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or opportunity, arising out of your use of the site or reliance on its content, even if we were told that such damages were possible. Our total liability for any claim relating to the site is limited to the amount you paid us to use it, if any (currently nothing, because the tools are free).

Third-party links

The site may link to other websites, including brokerages and other financial companies. Those links are for convenience and comparison. They are not endorsements, and we are not responsible for the content, products, or policies of those sites. Some links may be paid links, as explained on our disclosure page.

Your use of the site

You may use the tools for your own personal, non-commercial planning. Do not misuse the site, attempt to disrupt it, or scrape it in a way that interferes with other people using it.

Changes

We may update these terms from time to time. The “Last updated” date at the top will change when we do. Continued use of the site after an update means you accept the revised terms.